Finance that works for
businesses big and small.

Flexible floorplan and channel finance for manufacturers, distributors and dealer networks across New Zealand.

Flexible floorplan and channel finance for manufacturers, distributors and dealer networks across New Zealand.
At Soda Capital, we back real businesses with smart finance that actually works. From manufacturers to dealers and end users, our floorplan and channel finance helps keep things moving and growing — no fuss, just solid support.

Free up capital to focus on strategic growth.
Keep your stock levels right where they need to be.
Enable faster, more reliable transactions.
Free up capital to focus on strategic growth.
Keep your stock levels right where they need to be.
Enable faster, more reliable transactions.

Fast, simple, market leading floorplan finance for manufacturers, distributors and dealer networks in New Zealand. Free up working capital, increase your stock and grow your revenue with floorplan finance that perfectly fits your business.

Whether you’re a New Zealand distributor or OEM, our channel finance is built to flex around how your distribution network actually runs, not the other way around.

We make business finance simple, fast, and secure. Our funding solutions offer better terms, less red tape, and more flexibility—so you can grow, expand your offering, and stay in control of cashflow.
We prioritise transparency. Simple agreements, no hidden charges or last minute surprises and fair early payout terms. Our onboarding is one of the fastest in the New Zealand market. Approval in an average of 72 hours, with minimal paperwork, unnecessary delays or application costs.
Our approach is anything but rigid. We provide tailored financing solutions rather than generic lending products.
Expect flexible terms, competitive rates and subsidy free periods provided by approved distributors. Focus on selling rather than managing your finances.


Access funds fast, apply online with no delays. No establishment fees and only pay interest when using your facility. Get financed in under 72 hours.*
Based on your location, we think you maybe in New Zealand. For a better experience, we suggest you head over to our dedicated New Zealand site.