Finance that works for
businesses big and small.

soda capital New Zealand illustration

Flexible floorplan and channel finance for manufacturers, distributors and dealer networks across New Zealand.

Solutions designed 
by real people 
for real businesses.

At Soda Capital, we back real businesses with smart finance that actually works. From manufacturers to dealers and end users, our floorplan and channel finance helps keep things moving and growing — no fuss, just solid support.

grandad and granddaughter on a tractor in new zealand

We’re transforming the way
businesses manage financing.

  • soda capital new zealand illustration

    Simplify Cash Flow

    Free up capital to focus on strategic growth.

  • soda capital New Zealand illustration

    Optimise Inventory Management

    Keep your stock levels right where they need to be.

  • soda capital New Zealand illustration

    Drive Sales Growth

    Enable faster, more reliable transactions.

soda capital new zealand illustration

Simplify Cash Flow

Free up capital to focus on strategic growth.

soda capital New Zealand illustration

Optimise Inventory Management

Keep your stock levels right where they need to be.

soda capital New Zealand illustration

Drive Sales Growth

Enable faster, more reliable transactions.

two men pulling a boat out of the water

Unlock growth with smarter floorplan finance.

Fast, simple, market leading floorplan finance for manufacturers, distributors and dealer networks in New Zealand. Free up working capital, increase your stock and grow your revenue with floorplan finance that perfectly fits your business.

Flexible solutions to grow your distribution network.

Whether you’re a New Zealand distributor or OEM, our channel finance is built to flex around how your distribution network actually runs, not the other way around.

soda capital New Zealand illustration

Clear, easy finance for businesses that need it fast.

We make business finance simple, fast, and secure. Our funding solutions offer better terms, less red tape, and more flexibility—so you can grow, expand your offering, and stay in control of cashflow.

At Soda, we have your back.

Nothing’s hidden

We prioritise transparency. Simple agreements, no hidden charges or last minute surprises and fair early payout terms. Our onboarding is one of the fastest in the New Zealand market. Approval in an average of 72 hours, with minimal paperwork, unnecessary delays or application costs.

Flexible

Our approach is anything but rigid. We provide tailored financing solutions rather than generic lending products.

Competitive offers

Expect flexible terms, competitive rates and subsidy free periods provided by approved distributors. Focus on selling rather than managing your finances.

Couple celebrating purchasing a car in new zealand

See how we can help a business like yours. 

  • caravan financed by soda capital new zealand floorplan and asset finace

    Caravans & Camper Trailers

  • automotive finance illustration

    Automotive (cars, trucks, trailers)

  • boat finance illustration

    Boats & Jet-ski's

  • agriculture equipment finance illustration

    Agricultural Equipment

  • Outdoor Power Equipment Finance Illustration

    Outdoor Power Equipment

  • motorcycle finance illustration

    Motorcyles

  • materials handling finance illustration

    Materials Handling

  • industrial equipment finance illustration

    Industrial Equipment

Latest News & Resources

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Floorplan Finance

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soda capital floorplan finance application

Complete an application in minutes.

Access funds fast, apply online with no delays. No establishment fees and only pay interest when using your facility. Get financed in under 72 hours.*

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